LowerMySubs

LowerMySubs is a finance tool that helps users track and manage their subscriptions. It provides a free subscription audit to identify recurring charges and potential savings without requiring bank login.

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At a glance

Pricing

Freemium

Free tier

Yes

API

Skill level

Non-technical

Product Hunt

About

What is LowerMySubs?

LowerMySubs is a finance tool designed to help individuals track, audit, and take control of their recurring subscription charges. It offers a free subscription audit that allows users to see their real spending in 30 seconds, without the need for bank account logins or sign-ups. The platform provides a "Savings Playbook" for each service, detailing retention offers, hidden discounts, plan downgrade checks, cheaper alternatives, and churn-and-return timing strategies. Users can identify potential savings, with the average user saving $127/month. The tool emphasizes privacy, storing data locally in the browser for free users, and offers an optional Pro plan for cloud sync, renewal reminders, and cancel guides.

Best used for

Ideal for individuals who need to understand their true subscription spending, identify areas of overpayment, and receive actionable strategies to reduce monthly costs. Especially valuable for those seeking to save money on services like streaming, cell plans, and productivity tools without connecting their bank accounts.

Common actions

track subscriptions

audit spending

reduce costs

find discounts

manage recurring charges

fintechPersonal financeMoney

Capabilities

Key features

Subscription spending audit
Savings playbook
Retention offer scripts
Hidden discount lists
Plan downgrade checks
Cheaper alternatives
Churn-and-return timing

Target Audience

studentparentretiree

Integrations

Not yet documented

Pricing & Plans

Freemium · Starting at USD 3.00

Free plan available; Pro plan at $3/month.

FAQs

Do I need to connect my bank account to use LowerMySubs?

No, LowerMySubs is privacy-first and does not require bank account access. You manually add your subscriptions or select them from their catalog. All data for free users is stored locally in your browser, ensuring your financial information remains private.

What is included in the free tier of LowerMySubs?

The free tier includes unlimited subscriptions tracking, quick-add from their catalog, category breakdown of spending, a shareable audit card, and the ability to export/import JSON data. It provides the core audit experience and savings insights without any cost.

What additional features does the Pro plan offer?

The Pro plan, priced at $3.99/month, adds cloud sync across devices, renewal reminders, and access to detailed cancel guides. It also provides personalized alerts tied to your subscriptions and priority support, enhancing the subscription management experience.

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