Oobit – Pay With Crypto Card App

Oobit is a Finance tool that allows users to pay with crypto anywhere Visa is accepted. It enables instant crypto spending at millions of stores, online, and for international transfers with zero fees.

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At a glance

Pricing

Freemium

Free tier

Yes

API

Skill level

Non-technical

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About

What is Oobit – Pay with Crypto Card App?

Oobit is a global payments application designed to bridge the gap between cryptocurrency and everyday spending. It allows users to pay with various digital assets, including Bitcoin, Ethereum, and stablecoins, at over 150 million Visa merchants worldwide, both in-store and online. A key differentiator is its ability to connect directly to a user's existing crypto wallet, meaning funds remain under their control until the moment of payment, eliminating the need to preload funds into the app. Oobit also facilitates sending crypto and receiving local currency directly to bank accounts internationally with zero fees. The platform emphasizes user experience, security through global compliance standards, and bank-grade encryption, offering 24/7 support and a built-in wallet option for new users.

Best used for

Ideal for individuals and small business owners who need to spend cryptocurrency for daily purchases, pay online, and send money internationally. Especially valuable for those who want to maintain custody of their crypto until the point of transaction and benefit from low-fee global transfers.

Common actions

spend crypto

send crypto

pay with digital assets

manage crypto payments

paymentsCryptofintech

Capabilities

Key features

Pay with crypto card
Send crypto to bank
Connect existing wallet
Issue corporate cards
Embedded global payments
Tap & Pay

Target Audience

small business ownerfreelancercontent creatorstudent

Integrations

Not yet documented

Pricing & Plans

Freemium

Not publicly disclosed. Check oobit.com for current pricing.

FAQs

What cryptocurrencies does Oobit support for payments and transfers?

Oobit supports a wide range of cryptocurrencies including USDC, USDT, BNB, USDR, EURR, BTC, DOGE, ETH, SOL, TRX, XRP, XTZ, TON, VET, XAUT, LTC, XLM, TRUMP, ADA, BCH, and SHIB. This allows users flexibility in spending their preferred digital assets.

Do I need to move my crypto into the Oobit app to use it?

No, Oobit connects directly to your existing crypto wallet, allowing you to maintain full control of your assets. Funds are only converted and used at the moment of payment, eliminating the need to preload them into the Oobit app.

What are the fees associated with using Oobit for payments?

Creating an account, transferring money, and receiving payments are free. Payments made with Oobit incur a fee of up to 1%, with a minimum of $0.25. A small international transaction fee may also apply for non-USD spending.

What are the daily spending limits with Oobit?

The maximum daily spending limit with Oobit is up to 5,000 USD. These limits are subject to updates, and users will be notified of any changes through the app and the Terms of Use.

Is Oobit available in all countries?

Oobit is available in most countries worldwide and is continuously expanding its reach. However, it is not supported in certain regions including Afghanistan, Belarus, China, Cuba, Iran, Russia, and Venezuela, among others.

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Trading & Investments Financial Modeling Financial Data & Research Risk & Fraud Detection Personal Finance Crypto & Blockchain

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