Experian®

Experian® is a financial management tool that helps users monitor and improve their credit health. It provides free credit reports, FICO® Scores, and tools like Experian Boost® to instantly raise credit scores.

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At a glance

Pricing

Freemium

Free tier

Yes

API

Skill level

Non-technical

About

What is Experian®?

Experian® is a comprehensive financial management platform designed to help individuals understand, monitor, and improve their credit and overall financial health. Users can access their free credit report and FICO® Score, gaining insights into their financial standing. The platform offers unique features like Experian Boost®, which allows users to instantly raise their credit scores by including eligible bill payments like utilities and streaming services. Beyond credit, Experian provides tools for identity theft protection, money management, and comparison shopping for credit cards, loans, and insurance, acting as a "Big Financial Friend" to guide users through various financial decisions.

Best used for

Ideal for individuals who need to understand their credit standing, actively work on improving their credit scores, and protect themselves from identity theft. Especially valuable for those looking to leverage everyday bill payments to boost their credit and manage their finances more effectively.

Common actions

monitor credit score

improve credit rating

protect identity

manage finances

save on bills

iosmobile_app

Capabilities

Key features

Free credit report
FICO® Score access
Experian Boost®
Identity theft protection
Bill negotiation service
Digital checking account

Target Audience

individuals managing personal financesconsumers seeking credit improvementpeople concerned about identity theft

Integrations

Not yet documented

Pricing & Plans

Freemium

Free

FAQs

How does Experian Boost® work to improve credit scores?

Experian Boost® allows you to instantly raise your FICO® Score by including eligible bill payments, such as utilities, cell phone, streaming services, and rent, in your Experian credit file. This can help individuals with thin credit files or those looking to improve their scores quickly.

What kind of identity theft protection does Experian offer?

Experian provides identity theft protection features including ID monitoring, alerts, and protection. Users can also scan the dark web for their personal information, find their data on people finder sites, and receive support for security freezes and fraud alerts.

Can Experian help me save money on my monthly bills?

Yes, Experian offers a service to help you save money by negotiating or canceling eligible subscriptions and recurring bills. They claim to help members save an average of over $600 per year, though results may vary and savings are not guaranteed for all users.

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